Cost Sharing Limits Changing for 2016

In the Benefit and Payment Parameters for 2016 Final Rule issued in February of 2015, federal agencies included a clarification that annual cost-sharing limitations for self-only coverage apply to all individuals, regardless of whether the individual i…

They Say It’s Your Birthday

Who doesn’t like cake? Who doesn’t like a party? Who doesn’t like to get recognized? Potentially, HR managers don’t like these because they can often go awry. Birthday celebrations can be a legal and possibly morale-killing land mine.

Benefit and Payment Parameters

On February 20, the Centers for Medicare and Medicaid Services and the Department of Health and Human Services issued a Final Rule with standards for insurers and Marketplaces in 2016, covering topics such as transparency in health insurance rate incre…

The RFP vs. the Two Step Process — Choosing Group Health Insurance

Many employers look at employee benefits as a commodity, bidding out their plans annually — and who can blame them? Rising health care costs coupled with a challenging economic environment have forced many human resources decision-makers to focus heav…

Employer Payment Plans

The regulatory agencies have recently issued guidance that may affect employers that have been reimbursing premiums for individual health coverage or Medicare Part B, Part D or Medigap premiums for active employees.

Highlights of Employer and Insurer Reporting Requirements

The Patient Protection and Affordable Care Act (PPACA) provides that individuals who do not have minimum essential (basic medical) coverage will owe a penalty unless they qualify for an exemption.

Why Buy Group Health Insurance through a Broker?

Employers have a lot of choices when it comes to buying group health insurance, including going directly to a carrier (or one of its agents), buying online, or going through a broker.

Think Globally, Learn Mobile-ly

Most companies have some form of employee training program, but those that are progressive are embracing the mobile or e-learning platform. The benefits of this type of learning are twofold: It can be done anywhere and at any time, and the learner does…

3 Tips for Developing a Charitable Giving Strategy for Your Company

Just because the holidays are long over does not mean that the giving season has ended. Charitable giving can be incorporated into your company culture so that the joy is spread year-round and busted out of the “season.” Here are three things to consid…

Getting the Most out of Your Vision Benefit

Thursday, March 5, 2015
2:00 p.m. ET / 11:00 a.m. PT