Finding The Right Third-Party Administrator (TPA)

Strategies for Selecting the Right Third-Party Administrator Finding the right TPA and exercising due diligence can pay dividends by minimizing legal risks and ensuring smooth and cost-effective plan operation. Why Organizations Use TPAs? Unlike insurance providers that sell coverage, TPAs provide administrative and operational services most often for employers with self-insured health plans. Some examples… Continue reading Finding The Right Third-Party Administrator (TPA)

IRS Releases 2022 HSA Contribution Amounts and Excepted Benefit HRA Maximum Benefits

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The IRS recently issued new 2022 contribution limits for health savings accounts (HSA), which represent the total amount of tax-advantaged dollars that participants can deposit into these accounts. Likewise, the IRS also issued new limits for high-deductible health plans (HDHP) to indicate the total amount individuals and families can expect to spend out-of-pocket on health… Continue reading IRS Releases 2022 HSA Contribution Amounts and Excepted Benefit HRA Maximum Benefits

Amounts Paid for Certain Personal Protective Equipment Treated as Medical Expenses Announcement

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Announcement 2021-7 notifies taxpayers that amounts paid for personal protective equipment, such as masks, hand sanitizer and sanitizing wipes, for the primary purpose of preventing the spread of the Coronavirus Disease 2019 (COVID-19 PPE) are treated as amounts paid for medical care under § 213(d) of the Internal Revenue Code. Therefore, amounts paid by an… Continue reading Amounts Paid for Certain Personal Protective Equipment Treated as Medical Expenses Announcement

Changes to FSA and HSA Eligible Items

The $2 trillion+ Coronavirus Aid, Relief and Economic Securities Act was signed into law on March 27, 2020. This bill included significant steps forward in helping consumers protect the health and well-being of their families by reducing unnecessary trips to the doctor during this time of increased demand and creating even more value for the… Continue reading Changes to FSA and HSA Eligible Items

CARES Act and Reimbursement Accounts

The Coronavirus Aid, Relief, and Economic Security Act (CARES) was signed into law on March 27, 2020. It is a massive bill of over 880 pages intended to help Americans during the COVID-19 (coronavirus) pandemic. It includes a number of provisions that affect your employee benefits plans. We’ve outlined a few of the highlights below. Participants… Continue reading CARES Act and Reimbursement Accounts

IRS Extends HSA Contribution Deadline

The Internal Revenue Service published a series of questions and answers relating to the delay of the tax filing deadline from April 15, 2020 to July 15, 2020 as provided in IRS Notice 2020-18.  With regard to contributions to an HSA, the IRS stated the following: “Contributions may be made to your HSA or Archer… Continue reading IRS Extends HSA Contribution Deadline

Coronavirus (COVID-19) and Your HSA What You Need to Know

In response to the spread of the 2019 Novel Coronavirus (COVID-19), on March 11, 2020, the IRS released a notice regarding HSA-qualified high deductible health plan (HDHP) coverage of testing and treatment related to COVID-19. This is to allow the removal of barriers for testing and treatment of COVID-19. Enrollment in a qualifying high-deductible health… Continue reading Coronavirus (COVID-19) and Your HSA What You Need to Know